Happy Birthday!
and best wishes to
𝐈𝐁𝐀 𝐏𝐫𝐞𝐬𝐢𝐝𝐞𝐧𝐭 𝐌𝐫. 𝐔𝐦𝐚𝐫 𝐊𝐫𝐞𝐦𝐥𝐞𝐯

Much happiness, health
and the very best of success in achieving your goals.

Sincerely,
EUBC President Dr. Ioannis Filippatos,
EUBC Board of Directors
and the entire EUBC Family